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All You need To Know About MMM: Frequently Asked Questions and Answers

15 minute read

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WHAT IS MMM

Attention! First off all obligatorily read the WARNING!

MMM is not a bank, MMM does not collect your money, MMM is not an online business, HYIP, investment or MLM program. MMM is a community where people help each other. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help  given by your own good will to another one, absolutely gratis. If you are completely confident and certain in your actions and make your mind to participate, we kindly ask you to study carefully all warnings and instructions first. In cases of any matter regarding the topic Our online consultants are ready to help and answer all of your questions.

HOW DOES IT WORK

MMM is a community of people providing each other financial help on the principle of gratuitousness, reciprocity and benevolence.
In MMM you don’t have to make contracts or pledge your property. In MMM there are no lenders and no debtors. Everything is very simple: one participant asks for help — another one helps.
The only thing that MMM demands from its participants is to be honest and kind to each other. You ask for financial help when you need it, you give financial help when you are able to do it.

VERY IMPORTANT!
There is no сentral account, where all the System money flows to (and where it can be easily stolen from :-)). All the money is only on the banking accounts of the participants themselves! On a lot of thousand and million private accounts. Participants transfer to each other directly, without intermediaries! (What are they for? :-)) In fact, MMM only regulates the process — nothing more.
So the System completely belongs to people. No kidding! It is a real mutual aid fund where ordinary people help each other.

How does it work technically? You declare the willingness to give help (click in your Personal Office (hereinafter PO) “Provide Help”), after which your account will be rewarded with mavro (internal “currency”/scores of the System). Mavros will start growing from the moment of offering the contribution at the rate of 30% per month. (Calculation of reward occurs twice a week, on Tuesdays and Thursdays at 00:00 GMT.) This sum in Mavro shows how much you can request for yourself.

Say you have announced willingness to assist with $ 100. You will be rewarded in your PO with 100 mavro. And they will immediately start growing! A month later, these 100 will become 130 mavro. Accordingly, you will be able to request assistance for $ 130.

However, it is not necessary at all to wait for a month. Help can be requested at any time. But only after confirmation of your mavro. What does “after confirmation” mean? It means only after you actually transfer money, i.e. really give assistance to another participant. (But not just declare willingness. :-)) Request for providing help comes to you in your personal office. If you do not do it within 48 hours, you will be removed from the system. (For all eternity. :-))

In cases of any matter regarding the topic our online consultants are ready to help and answer all your questions.

Please note that the use of the words 30% a month cannot be considered as a yield or interest rate since the funds were given away, we are not earning anything anywhere (we are a mutual-aid fund), and nobody promises or guarantees to pay it! Read over THE WARNING.

Who can join MMM?

Any person of legal age who lives in Nigeria or who is a citizen of Nigeria can join the MMM Nigeria Community.
The Community doesn’t contrast people one against another and doesn’t act on the principle of “divide and conquer”.
Everyone contributes to the common good. The participants are asked only to follow the recommendations and avoid benefiting from others.

How to register in MMM?

If you want to be a part of the Community, you should register on the official MMM website or by one of Guider’s.
To register in MMM Kindly CLICK HERE NOW
When the registration form opens, in the Invite box just put raymondagwu@gmail.com

What types of Bonuses can I get?



In addition to 30% Mavro growth per month participants can get the following bonuses:

Registration Bonus

+20$, +50$ or +100$.
When signing in participants are granted with the bonus from $20 to $100. Definitely, this money is given to participants who are making their first contribution.
  • +$20 if your contribution is from 50 USD (corresponding amount in Nigerian naira on the day of creating request to PH) NGN to 499 USD. This bonus is frozen for two weeks. If you take out your contribution earlier, the bonus will be cancelled.
  • +$50 if your contribution is from 500 USD to 2,999 USD. This bonus is frozen for one month.
  • +$100 if your contribution is 3,000 USD and more. This bonus is frozen for one month as well.
About freezing: it means that if you withdraw your money earlier, you will lose only the registration bonus whereas your contribution with all interest accrued will be paid to you.





Referral Bonus

+10% from a contribution amount made by each member (referral) you invited to the System.
The Bonus is paid in Mavro 30% which may be taken out as soon as the referral has provided help and got his Mavro confirmed.
You can invite a participant through a referral link or MMM invite (code word). You will get the bonus from each referral’s new contribution, but only for “new” money.
For example, if he provides help of 10,000 NGN you will get 1,000 NGN bonus. If after that the participant takes out 15,000 NGN and then provides help of 20,000 NGN, the bonus will be credited only for difference between input and output i.e. for 15,000 NGN (10,000-15,000+20,000=15,000). In total the bonus will be 1,500 NGN, but not 2,000 NGN.





Guider’s Bonuses

+5%, 3%, 1% and 0,25%.
There are four levels of bonuses in MMM-Nigeria.
The bonuses is paid in Mavro 30%.
You may take it out 2 weeks after your referral has provided help and got his Mavro confirmed.
It works like Referral Bonus. Guider’s bonus is paid only for ‘new’ money.
In the MMM System you have the opportunity to become somebody’s Guider. Participant choose his Guider on their own. Guider don’t have real authority over participants.
  • 5% — for those who appointed you as their Guider
  • 3% — for those whose Guider is the participant who appointed you as a Guider
  • And so on.
For example, A appointed you as his Guider, B appointed A as his Guider and C’s Guider is B. It means, you will get 5% for A’s contribution, 3% for B’s and 1% for C’s. If someone is under C, you will get 0.25% for him.



BONUS FOR TESTIMONIAL VIDEO

Bonus for the video in a “Letter of happiness” is , or of the amount of received help.
After receiving help you have to send a “Letter of happiness”. If you attach a video to it, you will get a bonus. The bonus is credited for each “Letter of happiness”.
  • of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640×480. The minimum video duration is 1 min 30 sec.
  • of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!
  • of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.
The bonus is credited in MAVRO and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.
Bonus for your video story of providing help is or of the amount of the help provided.
In addition, you can record a video about providing help and get a bonus or of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.

What is a “Personal Office”?

Personal Office is a personalized section of the site, available for registered members. Through Personal Office you can:
  • Provide and Get Help (“buy” and “sell” Mavros)
    • See how your Mavro’s grow
    • Create “letters of happiness”
  • Register newcomers and manage their Personal Office (if you are Guider)
    • See your referrals and team
  • Get in touch with:
    • The Support Team — if you need to solve Personal Office issues
    • Your Guider — if you need any advice or help
    • Contact transfer Recipient or Sender — if you need to clear something up about transfer
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How to login into Personal Office?

In order to access your Personal Office:
➔ You need to go to mmmoffice.ac or mmmoffice.com
➔ Also you can click on “LOGIN TO MMM” button in the right upper corner of the MMM-Nigeria official website.



You will be redirected to a page as shown on screenshot:
  1. Enter numbers (or letters) from picture.
  2. Click on “Login” button.

How to recover a password for Personal Office?



If you have forget your password or want to change it, follow “Get a new password” link.





  1. Enter your e-mail address or your mobile phone number which you specified during the registration.
  2. Click on “Send a request” button.





A message with a link to recover your password will be sent to your e-mail.





Following that link in the “Password Recovery” letter you will be redirected to the “Change Password” page, where your Recovery code will be already inserted automatically.
  1. Create a strong password (make sure that the hint become green, that means the password is strong enough good). Use small and capital letters, numbers and special characters. Your password must be at least 8 characters.
  2. Retype your password.
  3. Click on “Change password” button.
Congratulations! Your password has been changed.

How to add an Account in Personal Office?



In order to Provide or Get Help in the MMM Community (“buy” or “sell” Mavros), first you need to add a personal bitcoin or bank account in your Personal Office.
  1. Click «Accounts».
  2. Click «Add».
  3. Enter your account data:
    1. for Bitcoins please use this instructions
    2. for bank account please use this instructions
  4. Click on “Save” button.





Congratulations, your personal account has been added.





If you want to check or edit your account:
  1. Click on “Accounts”
  2. Choose the account by clicking on it (color changes to yellow)
Also you can:
  1. edit account
  2. remove account

What is “Mavro”?



Mavro is a conventional unit for measurement of provided help to other participants in MMM.
For example, if a participant has contributed 10,000 NGN, he receives 10,000 Mavro-NGN. The amount of Mavros in a participant’s Personal Office shows a maximum amount of help he can get.
For example, if a participant has 50,000 Mavro-NGN, he can get 50,000 NGN. The amount of growing Mavros and progressive calculation of help amount can be seen in “Mavro” section of your Personal Office.

How to Provide Help (“buy” Mavro)?



You can “buy” Mavro by Providing Help (transferring money) to another participant:
  1. Click “Provide Help” on the dashboard in your Personal Office.
  2. Read WARNING about risks related to the participation in the system.
  3. Tick the box.
  4. Click on “Next” button.

How to Get Help (“sell” Mavro)?



In order to Get Help (“sell” Mavro) click on the appropriate button (“Get Help”) on the dashboard of your Personal Office.





  1. Select already registered account to Get Help (if you want to add a new one better use Accounts menu).
  2. Click on “Next” button.





Choose one of your existing accounts and click on “Next” button.





In the opened window you can see:
  1. — maximum amount of Mavros available to withdraw.
  2. — a leftover, as withdraw amount has to be multiple 100.
  3. — total amount for current withdraw.
Take follow steps:
  1. Click on “all” to withdraw maximum amount of specific mavro-account.
  2. Enter any amount less than maximum amount of specific mavro-account.
  3. Click on “Next” button.





Check your amount for withdraw and click on “Next”.





Created Request for Receiving Help appears on your desktop in Personal Office.





If you click on active Getting Help Request, a popup window will open where you can verify details once again. In the Getting Help Request you can also see the amount of Mavro for sell.





After creating your Getting Help Request you should wait for orders to be displayed on your dashboard. You will be able to see information about participant(s) who will transfer funds.





Appeared orders on your Dashboard will be of yellow color. After a sender confirmed that funds had been transferred, make sure to check your account. You should confirm a receipt of funds only when you see them in your account.
When a sender confirmed sending funds but you did nothing with an order, after some time the order’s icon will become yellow with a question mark.
When you click on this icon there will be two options:
  1. confirm the receipt of funds
  2. inform that the funds are not received.





If the funds are not received, after an investigation of Security Department this icon will become red with a cross.
It means that the order wasn’t completed. Such icon will appear if a sender didn’t confirm timely that the funds were sent.
In case of described situations the dispatcher will create another order for you with another participant to send his/her help to you.





Confirm orders only after making sure that the funds were received on your bank account or bitcoin wallet!
If funds are received and you confirmed receipt of funds, then this icon will turn green. It means that help has been successfully provided!





Keep in mind that you can extend the period of payment for 24 hours, if necessary. If a sender is not able to meet a standard requirement for 72 hours for banks or 36 hours for bitcoins, you can give him additional time to complete this order. In order to do that:
  1. Сlick on the icon.
  2. Click on 24 hours extension.
Always report to the Support Team if you notice any unusual activity. FAQ: How to get in touch with the Support Team?

What is a “Referral Link”?



A referral link enables MMM system to identificate who has invited a person to MMM.
If a person comes to the MMM website through your referral link, after registration he automatically becomes your referral. Afterwards, you will receive Referral bonuses from all contributions your participant makes.
A referrer can’t be changed, however in case you registered without referral link you can state your referrer manually in 7 days from the moment of the registration.
How to find your “Referral Link” in your Personal Office:
  1. Click on “My Page” menu.
  2. Click on “Referrer” tab.
  3. Click on “Show my referral link” button.
  4. Select and Copy your “Referral Link”.
It will look like: http://nigeria-mmm.net/?i=myinvite
  • The blue part is the link to the main page of MMM Japan official website.
  • The green part — your invite (if you don’t set the invite, here will be your email automatically)
  • Between the site url and your invite there are the following characters “?i=”. Pay attention to them, if you will create your referral link by yourself. For example, you can create a link, that will lead directly to the registration page — http://nigeria-mmm.net/registration/?i=myinvite
    or to the testimonials page — http://nigeria-mmm.net/winletters/?i=myinvite



Also we recommend you to shorten and encrypt your referral link with the help of goo.gl service.
It will help you to make the link shorter and to keep records of the number of clicks on it. Also a user will not be able to remove your invite from such a link before going to MMM website.
Use copied or created Referral Link in your invitation activity.

What is an “Invite”?



An “Invite” is an invitation code (a unique set of letters and numbers), which can be use for invitation into the MMM Community.
  • A person, who entered your “Invite” in the relevant field during registration, becomes your “Referral”.
  • You will get a referral bonus 10% on the new money that your referrals helped with in the Community. [For more information check Chapter 16 (Referral Bonus)]
How to create your invite:
  1. Click on “My page”.
  2. Create and enter your Invite.
  3. Click on ”Save” button.



There are many ways to attract new members by using invite. Use your personal creativity and imagination.
The most popular methods are:
— handing out business cards with written invite;
— distribution of leaflets and booklets with written invite;
— writing messages online (online forums for advertising and shopping sites, personal sites and blogs);
— social network activity (Facebook, Twitter, LinkedIn, Youtube, Instagram, etc.).